Like all credit unions, HCSECU is
a not-for-profit financial cooperative. When you join the
credit union, you become a shareholder – or an owner
– of a very unique financial institution. Earnings above
the required reserves are returned to you, in the form of
lower interest rates on loans and competitive dividends on
We are owned and operated by our members. We exist solely
for the purpose of serving our members' best interests.