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We have received a shipment of the new State Quarters coins from the US Mint. These coins are uncirculated and are in collector's displays from the mint. If you would like to purchase some of these, let us know.  The coins are being issued one coin about every 10 weeks, so the cost to purchase the each coin is also spread out.

The selling price depends upon the age of the coins, but most are $3.50 which includes two coins, one from the Denver mint and one from the Philadelphia mint, and the collector's display

 

These make great gifts for children, grandchildren, relatives, or friends. Please come by the office to purchase the coins. There is also an attractive set of boxes to store the coins available for sale.

We now offer two different rates for every loan approved.  The loan rate is your decision.  We have a chart in the office to determine what the rates are based on.  The rates are usually based on collateral.

So what's the special rate?

If you choose to make your payments on either a payroll deduction from your employer or on an automatic bank draft, you can receive a 1.00% reduction on your loan rate.  This could easily save over $500 - $600 on a automotive loan.  But the reduction is offered to everyone, for every loan.

STATISTICALLY SPEAKING

AS of

 12-31-98 12-31-99 12-31-00 12-31-01 12-31-02 12-31-03 12-31-04 12-31-05
Total Assets: $11,991,422 $12,657,957 $11,874,976 $13,095,825 $13,580,854 $14,233,374 $15,614,918 $15,892,027  
Total Loans: $  5,925,265 $  6,627,906 $  6,859,346 $  5,835,807 $  6,219,676 $  6,691,168 $  7,446,080 $  8,633,877  
Total Deposits: $  9,843,129 $10,289,812 $  9,661,554 $10,898,128 $11,304,397 $11,850.470 $13,088,876 $13,275,701  
# of members 1,896 2,032 2,055 2,004 2,091 2,134 2,196 2,248  
                   

DID YOU KNOW?  If you are not still a school employee you can still be a member of the credit union.    The philosophy of the credit union industry is "ONCE A MEMBER, ALWAYS A MEMBER".  We offer payroll deduction for payments or savings deposits if you are a school employee.  If you are not a school employee, check with your employer about payroll deduction, several of our members are on payroll deduction through their employer.  If your employer does not support the idea of being on payroll deduction, you can have your payments or deposits drafted through an automatic bank draft.  A Bank Draft gives you the peace of mind that your payments are being made on a consistent basis without any late payments occurring.  By having loans and maintaining them on a current status, you are entitled to benefits that you would not receive if the loan is not on a current status.

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